The Ocean County Joint Insurance Fund provides all-lines insurance coverage to its members.  This page contains infiormation of the various insurance coverages, deductibles, limits, co-insurance, etc.

            ¨         Workers' Compensation

            ¨         General Liability

            ¨         Auto Liability

            ¨         Property/Boiler & Machinery

            ¨         Auto Physical Damage

            ¨         Public Officials

            ¨         Non-owned Aircraft

            ¨         Environmental Impairment Liability through the 
                       New Jersey Municipal Environmental  Risk Management Fund

            ¨         Employment Practices Liability coverage

Effective June 16, 1993, the Fund provides its members with $100,000 monies and securities (on and off premises) crime coverage.  Also, as of 5/18/94 the Commercial Crime Policy -other than courts - was endorsed to provide coverage for treasurers of approved quasi municipal groups.  Effective 1/1/95, the Fund will also be providing "gap" coverage for vehicles leased by participating members.


Environmental Coverage
Please click HERE to access the website of the
New Jersey Environmental Risk Management Fund.


Coverage Bulletins
Please click HERE to access the Coverage Bulletins
section of the NJ MEL website.


Employment Practices
Please click HERE to access the Employment Practices
section of the NJ MEL website.


The MEL now contracts with Origami Risk to provide MEL
members online 24/7 access to their underwriting schedules.

Click HERE to access the MEL Online Exposure Database system.

Click HERE to view the Introductory Video - specific to the MEL.

Click HERE to view any of Origami's multiple videos on its program.
These videos are not specific to the MEL's program.