2026 Executive Board Meetings are held electronically via Zoom on the second Thursday of January, March, May, July, September, October, November, and December at 3:00 PM. View full meeting schedule →

HUD Bid Waiver: NJPHAJIF insurance programs are waived from HUD bid requirements. View official waiver documentation →

Protecting
Ocean County Municipalities

The OCJIF provides all-lines insurance coverage to 31 Ocean County municipalities — delivering stable, cost-effective protection and loss control services since February 1, 1987

9

Lines of coverage offered

38+

Years serving Ocean County communities

1987

Commenced operations February 1st

31

Member municipalities in Ocean County

View Coverage
Members

NAVIGATE

Quick Access

Find the resources you need most often, from coverage information to meeting records and financial reports.

Public Notices

Official notices required under the Open Public Meetings Act.

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Claim Reporting

Submit and track insurance claims for your housing authority.

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Financial Information

Audits, budgets, and financial reports available to the public.

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Coverage & Insurance Lines

All-lines program details including Workers' Comp, General Liability, Property, and more.

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Meeting Schedule

Upcoming Executive Committee and Fund Commissioner meeting dates.

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Key Fund Documents

Bylaws, coverage agreements, and governing fund documents.

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Agendas & Minutes

Access records of past meetings and formal board actions.

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Safety Alerts

Loss control resources and safety bulletins for member authorities.

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ABOUT THE FUND

History & Governance

The Ocean County Joint Insurance Fund commenced operations on February 1st, 1987, shortly after the New Jersey legislature revised Title 40A to permit communities to form self-insurance funds. Initially organized by a charter group of 11 Ocean County municipalities, the fund has grown to 31 members.

Each participating member selects one Fund Commissioner — either a member of its governing body or one of its employees. The fund holds an organizational meeting each January to elect the Chairperson, Secretary, and a five-member Executive Board with two alternates. The Executive Board exercises the full power and authority of its commissioners.

2026 Meetings

Executive Board Meetings — Second Thursday at 3:00 PM via Zoom

Scheduled months: January, March, May, July, September, October, November, and December. 
View full schedule and access information →

COVERAGE

All-Lines Insurance Program

The OCJIF provides comprehensive all-lines coverage to its member municipalities. Environmental coverage is provided through the NJ Environmental Risk Management Fund; Employment Practices and additional coverages are provided through the NJ MEL.

  • Environmental Impairment Liability

  • Workers' Compensation

  • Property / Boiler & Machinery

  • Employment Practices Liability

  • General Liability

  • Auto Physical Damage

  • Non-Owned Aircraft

  • Auto Liability

  • Public Officials Liability

Full Coverage Details

TRANSPARENCY

A Public Body Committed to Openness

The OCJIF is a public body required to follow applicable laws and related regulations. This website was developed to allow members of the public to obtain information regarding the administration and operation of the fund.

  • Local Public Contracts Law

  • Open Public Meetings Act

  • Open Public Records Act

  • New Jersey State Ethics Law

All governing documents, financial information, and meeting records are available on this site. For questions, visit the Contact page.